How many bots does it take to change an industry? (Part 2)

first_imgAddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Tech & innovation 31st August 2018 | By Hannah Gannage-Stewart Clarion conference producer Conor Mulheir continues his AI analysis with a look at how the bots have made it into esports.This year, the bots have stepped up once again and are now taking on the world of esports under the watchful eye of billionaire schoolboy Elon Musk.OpenAI Five is an artificially intelligent esports team, which last week played in DOTA2’s The International, the world’s largest professional tournament in one of esports’ most sophisticated titles. And OK, it hasn’t won. Yet.The OpenAI team has shown a few less-than-ideal playing strategies so far, but they have held their own overall.Their first match in The International saw the bots face off against ‘Team paiN’, in a close-fought battle lasting over 45 minutes.While a victory would surely have demonstrated the programme’s superiority over human players, its ability to at least give them a run for their money should tell us something about AI’s dynamism in 2018.There are incalculable variables involved in a game like this, which is played between two teams of five choosing from over a hundred characters, each with unique abilities, in a huge virtual arena.The ability of a machine to adapt to the unexpected in situations such as this demonstrates its human-like cognitive abilities, and raises further questions of where this tech may take us in the future.During the training process, OpenAI Five bots are capable of simulating 180 years of experience (over 1.5 million hours) each, every day. That’s over 900 years of experience, daily, that the team amasses.Given the old adage that it takes 10,000 hours to become a true expert at something, what will be the future capabilities of machines which have had 10,000 years’ experience or training?Given the exponential rate of growth in this area, will it be possible for the machines of the future to simulate hundreds of thousands or millions of years of experience, every day?What’s the big idea? So, what does this mean for the gaming world? Integrity ought to be a major concern here.As AI technology becomes more widely adopted and available, what systems will be put in place to prevent online poker players from running an AI bot alongside their virtual table, providing them with the moves which will always give them a statistical advantage?Will the fraudsters of the future enter into amateur esports competitions, equipped with bots who have effectively trained for thousands of years to take money from lower level players?Perhaps new systems will be developed to determine when an AI bot is masquerading as a human, but how soon will this become a pressing need for the gaming industry?Will applications advance on both sides to create a kind of technological arms race? Bots playing online poker are already a concern for recreational players, though the sophistication of these is typically quite far from the dizzying heights of Libratus.Many more accomplished online players feel they’re able to identify when they’re playing against a bot, and some claim the ability to exploit their idiosyncrasies for profit.However, does this act as a barrier and prevent non-players from getting involved? If the overarching view of online poker is that there are people out there using complex algorithms to cheat amateurs out of their hard-earned money, new players will surely be put off and opt for a less risky game to play.So how can operators tackle this? You guessed it – more AI! Increasingly accurate personal identification solutions are helping operators to know their customers more intimately than ever, and in-depth data analysis can give them a great deal of insight into how those customers play.By strictly verifying each customer’s identity and analysing their playing styles, operators should be able to protect their honest players while eliminating the threat of them being thrown to the technological sharks.Whatever happens next, it’s clear that no company can turn a blind eye to advances in AI technology.If it isn’t used for maintaining integrity and responsibility in gaming, we can be sure that someone out there will use it for precisely the opposite purpose. Clarion conference producer Conor Mulheir continues his deep dive into artificial intelligence Topics: Tech & innovation Subscribe to the iGaming newsletter Email Address How many bots does it take to change an industry? (Part 2)last_img read more

Olympia Capital Holdings Limited (OCH.ke) 2010 Annual Report

first_imgOlympia Capital Holdings Limited (OCH.ke) listed on the Nairobi Securities Exchange under the Industrial holding sector has released it’s 2010 annual report.For more information about Olympia Capital Holdings Limited (OCH.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the Olympia Capital Holdings Limited (OCH.ke) company page on AfricanFinancials.Document: Olympia Capital Holdings Limited (OCH.ke)  2010 annual report.Company ProfileOlympia Capital Holdings Limited manufactures and sells products for the home restoration, building and construction sectors in Kenya. Products in its range include floor tiles, PVC windows and door frames, cleaning chemicals, adhesives as well as fire prevention equipment and water pumps sold through its subsidiary, Mather & Platt (Kenya) Limited. Kalahari Floor Tiles is a subsidiary company in Botswana and Tjespro (171) Trading Pty Ltd is a subsidiary company in Cape Town. The company also has interests in real estate including Avon Centre and Heri Heights Limited. Formerly known as Dunlop Kenya Limited, the company changed its name to Olympia Capital Holdings Limited in 2004. Established in 1968, the company was founded to manufacture vinyl floor tiles, adhesives and sports equipment. Olympia Capital Holdings Limited is listed on the Nairobi Securities Exchangelast_img read more

New stock market crash threat! Your 3-step survival plan if the FTSE 100 falls again

first_imgNew stock market crash threat! Your 3-step survival plan if the FTSE 100 falls again Click here to claim your copy of this special investment report — and we’ll tell you the name of this Top Small-Cap Stock… free of charge! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. If you are looking to buy stocks today, here’s something really exciting. Enter Your Email Address The high-calibre small-cap stock flying under the City’s radar Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Image source: Getty Images Adventurous investors like you won’t want to miss out on what could be a truly astonishing opportunity…You see, over the past three years, this AIM-listed company has been quietly powering ahead… rewarding its shareholders with generous share price growth thanks to a carefully orchestrated ‘buy and build’ strategy.And with a first-class management team at the helm, a proven, well-executed business model, plus market-leading positions in high-margin, niche products… our analysts believe there’s still plenty more potential growth in the pipeline.Here’s your chance to discover exactly what has got our Motley Fool UK investment team all hot-under-the-collar about this tiny £350+ million enterprise… inside a specially prepared free investment report.But here’s the really exciting part… right now, we believe many UK investors have quite simply never heard of this company before! Harvey Jones | Saturday, 27th June, 2020 Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Our 6 ‘Best Buys Now’ Shares Many investors are now worried about the threat of the second stock market crash. That is understandable, as Covid-19 has yet to be defeated. Even if we avoid a second wave, the global economy is still falling into the fastest recession in history.In fact, it is amazing that the FTSE 100 and other indices have not crashed already. However, there is no need to panic. A stock market crash is not the end of the world. Far from it. History shows that share prices always recover, given time.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The following three steps should help your portfolio survive, even if share prices do crash again from here.1. Stay calm, it will passSeriously, there is no need to panic. A stock market crash is a natural occurrence. They happen all the time. The pandemic may have taken us into new territory, socially, politically and economically, but markets are doing what they always do. They are reflecting how investors see the future.In that respect, they are relatively optimistic. They have seen central bankers and governments rush to the rescue with unprecedented fiscal and monetary stimulus. They believe that will support asset prices, and I’m sure they are right. You can argue whether that is right or wrong, but it certainly takes the edge off current worries.2. Do not sell if stock markets crashThere is one thing you should not do if share prices crash. Sell. That will only turn your paper losses into real losses. You will then face a tough decision. When to buy back into the market? You will almost certainly miss the early stages of the recovery, as they happen faster than people expect. Just look at April’s rebound.While stock markets are volatile in the short run, they deliver superior returns to almost every other asset class in the longer term. That is why you need to stick with them, through thick and thin. Keep reinvesting any dividends you receive as well. They will pick up more stock, at stock market crash prices. Markets will recover. They always have in the past.3. Carry on investingSome see a stock market crash as a threat. Experienced investors see it as an opportunity. This is your chance to pick up dirt-cheap FTSE 100 stocks at reduced prices. Look for companies with strong balance sheets, loyal customers, healthy cash generation and minimal debt. That would suggest they have the strength to see through the current crisis. Especially if they can still pay dividends.The aim should be to hold the stocks for 10, 20, 30 years or longer. If you do that, today’s stock market crash will be forgotten by the time you retire and start to generate income from your portfolio.There will be further stock market crashes in future. There always will be. This three-step recovery plan should help you survive those as well. Simply click below to discover how you can take advantage of this. See all posts by Harvey Joneslast_img read more

‘S’ HOUSE / Simple Projects Architecture

first_imgShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/883636/s-house-simple-projects-architecture Clipboard ArchDaily Indonesia ‘S’ HOUSE / Simple Projects ArchitectureSave this projectSave‘S’ HOUSE / Simple Projects Architecture “COPY” Area:  295 m² Year Completion year of this architecture project “COPY” CopyHouses•Surabaya, Indonesia Photographs:  Mansyur Hasan Manufacturers Brands with products used in this architecture project ‘S’ HOUSE / Simple Projects Architecture Year: center_img Save this picture!© Mansyur Hasan+ 51 Share Houses 2016 Photographs Manufacturers: Dulux, Propan, Schneider Electric, Toto, Alexindo, Cellini, Roman CeramicsInterior Designer:Meyliza KotamaGeneral Contractor:Leo PurnomoSupervisor In Charge:Yovi IndramawanInterior Furniture Contractor:Haryanto AdmodjoArchitect In Charge:Nikko LendraCity:SurabayaCountry:IndonesiaMore SpecsLess SpecsSave this picture!© Mansyur HasanRecommended ProductsEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEAWoodAccoyaAccoya® Cladding, Siding & FacadesWoodParklex International S.L.Wood cladding – FacadeWoodSculptformTimber Click-on BattensText description provided by the architects. The name ‘S’ House is chosen to reflect the architect’s experiences throughout the design and construction process.STARTStanding amongst developer’s standard houses in a cluster of a high-end residential complex, this house aims to bring a new perspective of a modern home, that is comfortable, efficient, and practical yet visually pleasing.Save this picture!© Mansyur HasanSMALLWithin a site area of 10m x 19m, the architect was challenged to design a house that fit the owner’s necessities while having space comfort and quality as top priority.Save this picture!© Mansyur HasanSIMPLEAs a result, a simple layout was created. Open plan, High ceiling level, large openings, inner courtyard, and bright colored interior were products of the carefully thought design process, allowing the owner to have the flexibility of a space as the house grow throughout the years.Save this picture!Section 3SOULThe architect incorporated a tabebuia aurea tree into the design, as a focal point to the foyer and living room as well as giving soul to the ‘simple’ house, to make it a home.Save this picture!© Mansyur HasanSTRIPESLines and linear are widely used throughout ‘S’ House. As a façade, it gives dimension to what rather a flat appearance, yet allow the daylight to pierce through. Lines and linear are also noticeable on stairs guard rails as well as doors and window openings.Save this picture!ElevationSTRUGGLEA number of trials and errors have been done to explore materials and applications technique during the design and construction process. What might be appeared as a very simple house design turns out to require a lot of thoughts and efforts in order to achieve the comfort and quality of the space within the limited budget.Save this picture!© Mansyur HasanSPECIAL‘S’ House then become special as the architect and the owner have the same vision towards a house design. The collaboration between the owner, the architect, the designer, and the builders to complete the project within the targeted time frame and budget make ‘S’ House considered to be one of the architect’s personal achievements.Save this picture!© Mansyur HasanProject gallerySee allShow lessLong and Slender / XS Studio for compact designSelected ProjectsVII XII Restaurant / zones design + TORO design(VI)Selected Projects Share Architects: Simple Projects Architecture Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/883636/s-house-simple-projects-architecture Clipboard Projects CopyAbout this officeSimple Projects ArchitectureOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSambikerepSurabayaIndonesiaPublished on November 15, 2017Cite: “‘S’ HOUSE / Simple Projects Architecture” 14 Nov 2017. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogShowerhansgroheShowers – Croma SelectGlass3MGlass Finish – FASARA™ GradationPartitionsSkyfoldVertically Folding Operable Walls – Zenith® SeriesWall / Ceiling LightsCocowebLighting – Blackspot LED Barn LightUrban ApplicationsIsland Exterior FabricatorsPublic Safety Answering Center II Envelope SystemCeilingsSculptformTimber Batten Ceiling in All Souls ChapelHanging LampsLouis PoulsenLamp – PH 5 + PH 5 MiniGlazedGrespaniaWall Tiles – Porto PetroThermalSchöckInsulation – Isokorb® Concrete to SteelCeramicsTerrealTerracotta Baguettes in Vork CenterCompositesLamitechPlastic facades PanelexCarpetsHalcyon LakeCarpet – Nobsa GreyMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Personal Telephone Fundraising ceases trading

first_imgPersonal Telephone Fundraising ceases trading Howard Lake | 29 February 2016 | News  258 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis10 Telephone fundraising specialist agency Personal Telephone Fundraising today ceased to trade. It had experienced a significant and sustained drop in the number of charities wanting to use the telephone to fundraise following the negative publicity around some telephone fundraising agencies in the summer of 2015.The company is the latest in a string of specialist fundraising agencies that have closed following the media and political criticism of some charities and their fundraising practices.The Brighton-based company was not implicated in any of the media investigations and allegations about practices by some telephone fundraising agencies. But it was certainly affected by the decision by many charities to suspend or cancel planned fundraising campaignsCo-founder and Managing and Creative Director Jane Cunningham said that, following the events of the summer, “PTF saw its work capacity drop by 70% overnight”. As a result its overheads greatly exceeded its revenue. Despite restructuring the business and implementing strategies to achieve compliant opt-in in preparation for charities returning to telephone fundraising, she said “we could not at that time have anticipated how slow and faltering an uptake in client activity would be”.PTF raised over £337m for charities using the telephone over 20 years.Permanent staff contractsCunningham said that PTF had striven for the highest standards in telephone fundraising, “being one of the few, if not the only, telephone fundraising agency in the charity sector who employed all of their fundraisers on permanent contracts, paying our fundraisers well above living wage, with no commission”.Following the telephone fundraising summit held on the 31 July 2015, the agency informed its clients that they could not call TPS unless they had the proper permissions in place.Eight months later, the agency was still struggling to secure enough work. Some charities continued to use the agency’s services, but Cunningham says that they were constrained by changes within the sector that inhibited forward planning.The end came earlier this month when staff had to be sent home for a second week in the month after work promised had not materialised.Cunningham said of the company that had raised over £337 million for charity clients over 20 years:“We felt it was important to close the doors whilst still able to pay the staff wages and minimise incurring financial debt within the business”.She added:“It is clear today that the company, through no fault or actions of its own, is unable to continue to trade in an effective manner. It is for this reason that sadly the organisation has today ceased trading”. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis10center_img  257 total views,  1 views today Tagged with: Consulting & Agencies Telephone fundraising About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Fewer people gave, but gave more this Giving Tuesday

first_img Advertisement Tagged with: Giving Tuesday Fewer people gave, but gave more this Giving Tuesday AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis8  189 total views,  1 views today Melanie May | 6 December 2018 | News  190 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis8 Early indications from fundraising platform Virgin Money Giving suggest that fewer people gave in this year’s Giving Tuesday compared with the 2017 event, but those that did donate gave more on average than last year, according to Charities Aid Foundation.Charities Aid Foundation has also revealed that 26% of British people who have heard of #GivingTuesday say they are likely to do something for charity in the future as a result of the movement: equivalent to nearly 1.5 million people.#GivingTuesday took place last week on the 27 November. It became the top trending item on Twitter throughout the day, with the #GivingTuesday hashtag reaching over 41 million people in the UK alone.The day also saw celebrity endorsement for many charities from the likes of Cara Delevingne, Sir Richard Branson and pop singer Dua Lipa.Ben Russell, CAF’s Director of Communications said:“This year’s #GivingTuesday has built on its strong tradition of promoting the world of difference that charities make to people’s lives. As important as raising money is, #GivingTuesday is about so much more than that. It’s an opportunity to raise awareness, say thank you and encourage people to give their time, talk to others about causes and do something for neighbours and friends. I’d like to express our gratitude to everyone who joined in the spirit of giving last week.” About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.last_img read more

Show Your Love with Cake

first_img Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Chocolate was originally a drink. It wasn’t until the 1840s that candy makers turned it into solid morsels of food. One of the early chocolate producers — Richard Cadbury — is widely considered the person responsible for making these solid chocolates treats a Valentine’s Day tradition. He designed elaborately decorated boxes to package his candies, but the company that still carries his name does not claim he was behind those heart-shaped boxes we send our sweethearts today. More Cool Stuff Visit Nothing Bundt Cakes for delicious Valentines options. They are located at 548 S. Lake Ave, Pasadena. Call them at (626) 792-8200 or visit for more information www.nothingbundtcakes.com/bakery/ca/pasadena. Name (required)  Mail (required) (not be published)  Website  Pasadena Eats, The Dining Blog Show Your Love with Cake From STAFF REPORTS Published on Monday, January 30, 2017 | 5:30 pm Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Make a comment Top of the News Your email address will not be published. Required fields are marked * faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS 9 recommended0 commentsShareShareTweetSharePin it We’re busy getting ready for Valentine’s Day! We’re swimming in red hearts, cupids and roses. Here is a breakdown of why we give chocolates and sweets as a sign of affection and why cake is always the best option! Herbeauty12 Signs You Want To Stay With Your Girlfriend ForeverHerbeautyHerbeautyHerbeauty10 Most Influential Women In HistoryHerbeautyHerbeautyHerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeautyHerbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeauty10 Reasons Why Selena Gomez Has Billions Of FansHerbeautyHerbeautyHerbeauty10 Of The Most Notorious Female Spies In HistoryHerbeautyHerbeauty Business News Community News First Heatwave Expected Next Week In the third century, St. Valentine was a Roman bishop who secretly granted marriages to soldiers and their sweethearts when it was banned. He was imprisoned for the crime and in his cell is where the Valentine as we know it was born. As the legend goes, St. Valentine sent a letter to the daughter of his jailer and signed it “Your Valentine.” There was no candy included, but this where the valentine tradition started. Community News Today there is nothing better for Valentines than a piece of delicious cake – might be even chocolate. Nothing Bundt Cakes has something special for this occasion delicious Love you to Pieces – a cake ring around the rosy. In this case, it’s a red bow, the color of love, nestled in the center with our puzzle heart. Ideal for Valentine’s Day or any day you’d like to show your love! Subscribe The connection between chocolate and love can be boiled down to science. There’s a chemical released in our brains when we fall in love called phenylethylamine. Coincidentally, chocolate contains this chemical. The amount found in chocolate made today is too scant to be considered an aphrodisiac, but it was one of the early uses of the cocoa bean by the Aztecs. In addition to using chocolate as wedding gifts, Aztec leader Montezuma was known for consuming it before romantic engagements.last_img read more

Government Agencies Issue Minimum Requirements for State-Run Appraisal Companies

first_imgSign up for DS News Daily Scott Morgan is a multi-award-winning journalist and editor based out of Texas. During his 11 years as a newspaper journalist, he wrote more than 4,000 published pieces. He’s been recognized for his work since 2001, and his creative writing continues to win acclaim from readers and fellow writers alike. He is also a creative writing teacher and the author of several books, from short fiction to written works about writing. Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Tagged with: AMCs Appraisal Management Companies CFPB FDIC Federal Reserve FHFA NCUA OCC Home / Daily Dose / Government Agencies Issue Minimum Requirements for State-Run Appraisal Companies Government Agencies Issue Minimum Requirements for State-Run Appraisal Companies Previous: Counsel’s Corner: Maintaining a Balance to Compete Favorably While Volume Decreases Next: FHA Rescinds Rule for Foreclosure on HECM Surving Non-Borrowing Spouses AMCs Appraisal Management Companies CFPB FDIC Federal Reserve FHFA NCUA OCC 2015-05-01 Scott Morgan Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Scott Morgan Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Government, News  Print This Postcenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago May 1, 2015 1,168 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Six federal financial regulatory agencies Thursday issued minimum requirements for state registration and supervision of entities that provide appraisal management services to lenders, underwriters, and other principals in the secondary mortgage market.The new rules were jointly issued by the Office of the Comptroller of the Currency, Federal Reserve, Federal Deposit Insurance Corporation, Consumer Financial Protection Bureau, Federal Housing Finance Agency, and National Credit Union Administration, according to an FHFA statement. These rules amend parts of the Financial Institution Reform, Recovery, and Enforcement Act of 1989 and the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 to allow states to choose whether they want to register and supervise appraisal management companies, or AMCs.According to FHFA, the new rules apply to states that elect to register and supervise AMCs, but do not compel a state to establish an AMC registration and supervision program. But while there will be no penalties for not establishing a supervisory agency, states that have not established a regulatory structure within three years will be barred from providing appraisal management services for federally related transactions.  The government, however, said it would rescind any ban if a state adopted a regulatory structure for AMCs after this 36-month period.Compliance by states that do have an AMC regulatory body begins one year from the day the new regulations go live, which would put the deadline at the beginning of Q3 2016, according to FHFA. Compliance means adopting minimum registration and supervisory protocols for AMCs, including those that are subsidiaries of federally insured depository institutions. These protocols are meant to cover procedures for recruiting, selecting, and retaining appraisers; contracting with state-certified or state-licensed appraisers; administratively managing an appraisal; and reviewing and verifying the work of appraisers.The rules also require participating states to implement basic supervisory oversight, such as the ability to investigate complaints against AMCs and take disciplinary action against them. Share Save Demand Propels Home Prices Upward 2 days ago Related Articles Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Subscribelast_img read more

£250,000 granted for emergency works on Derry wall

first_img WhatsApp Previous articleSanta’s visit to Mullaghmore delayed because of hoaxNext articleEU to impose mackerel sanctions on Iceland and Faroe Islands News Highland Twitter LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton News Guidelines for reopening of hospitality sector published Pinterest Google+ WhatsApp RELATED ARTICLESMORE FROM AUTHOR Twitter Pinterestcenter_img The North’s Environment Minister has announced an immediate grant of quarter of a million pounds to fund emergency works at Marlborough Terrace in Derry.Two wall collapses in recent days have left some back gardens and access lanes in a highly dangerous condition, with residents very concerned at what may lie ahead.Local Cllr John Boyle says this is an example of how central government can work with local government to respond to an emergency.He says the immediate priority is to carry out remedial and emergency work, particularly on the sewerage system in the area ………..[podcast]http://www.highlandradio.com/wp-content/uploads/2011/12/jboyle.mp3[/podcast] Facebook By News Highland – December 20, 2011 Almost 10,000 appointments cancelled in Saolta Hospital Group this week Google+ Three factors driving Donegal housing market – Robinson Calls for maternity restrictions to be lifted at LUH £250,000 granted for emergency works on Derry wall Facebook NPHET ‘positive’ on easing restrictions – Donnelly last_img read more

‘Take It In The Right Spirit, As A Bitter Pill’ : Supreme Court To Election Commission In Plea Against ‘Murder Charge’ Remark Of Madras High Court

first_imgTop Stories’Take It In The Right Spirit, As A Bitter Pill’ : Supreme Court To Election Commission In Plea Against ‘Murder Charge’ Remark Of Madras High Court LIVELAW NEWS NETWORK2 May 2021 11:58 PMShare This – x “Take it as a bitter pill; in the right spirit”, said the Supreme Court to the Election Commission of India (ECI) while hearing the petition filed by the ECI against the oral observations made by the Madras High Court that ECI was “singularly responsible for COVID second wave” and that its officers “should probably be booked for murder”. A Bench of Justices DY Chandrachud and MR Shah told Senior Advocate Rakesh Dwivedi, appearing on behalf of the ECI, that sometimes judges make observations in larger public interest.The bench reserved orders on the petition filed by ECI. The order is likely to be pronounced on Thursday.Advertisement Mr.Dwivedi submitted before the Bench that such harsh remarks could not be made against a Constitutional authority, that too without giving an opportunity of being heard. To this, Justice Shah stated, “Sometimes when something is observed, it is for the larger public interest. Sometimes they(judges) are frustrated, they are angered. You should accept it in the right spirit. They are also human beings. It is your subsequent decisions which matter”. Justice Chandrachud supplemented this comment by noting that the Supreme Court did not want to demoralize the High Court. “They are vital pillars of the judicial process. It’s a free-flowing conversation between the Bar and the Bench, it’s a human process. We respect the ECI, don’t take it otherwise. This is not to belittle because ultimately democracy survives due to the faith we have in the institutions”, said Justice Chandrachud. He continued, “The ECI is an important pillar, but sometimes in dialogues, sometimes some things are expressed.”Advertisement Justice Shah pointed out that following the sharp remarks of the Madras High Court, the ECI took steps to ensure that the COVID protocol was observed during the counting day.”Your subsequent decisions after the remarks have improved the system. Look at what happened in counting. You take it in the right spirit.. as a bitter pill”, Justice Shah told Senior Advocate Rakesh Dwivedi, who was appearing for the Election Commission.Advertisement Advertisement Justice Chandrachud said that the Supreme Court cannot say that the High Court judges should confine only to the written pleadings in case.”We don’t want to demoralize our High Courts, which are doing tremendous work during the COVID…We cannot tell the Judges that confine yourself to pleadings. The HC Judges are doing tremendous work, burning the midnight oil, they are overwhelmed. They know what’s happening on the ground. It is bound to affect your psyche”, Justice Chandrachud observed.Advertisement Advertisement Advertisement Dwivedi responded to the same stating that all suggestions were welcomed and the ECI followed the same. However, certain things could not be said without evidence and that the oral observations should pertain to the subject matter. On the matter of the SLP, Justice Chandrachud further observed that despite being a Constitutional authority, it could not be said that ECI was not amenable to judicial review. “There is a judicial review power which is given to the Court. That doesn’t mean we are higher, it’s a process of checks and balances. We are conscious that there is a law made by authorities who have understood the needs of society”, remarked Justice Chandrachud. Justice Shah also added that when the Madras High Court was considering the matter, they were taking into account the suo moto case before it and the fact that certain orders were not being followed. Therefore, the oral observations made by the High Court had to be taken in the right spirit. To this, Dwivedi submitted that the ECI had complied with orders and had also considered the suggestions put forth by various High Courts. Justice Shah acknowledged the ECI’s contribution in ensuring that no celebrations took place took place post the counting of votes. Dwivedi further informed the Court that the ECI had discharged onerous tasks. “So many people were down with COVID. But, instead of a pat on the back, it is said that we should be charged with murder. We don’t take over governance. We don’t have control over CRPFs or other paramilitary forces. The directions are to be implemented by the States. We don’t have the staff. They are the ones committing the breach. We don’t have the force to check lakhs of people and firing and lathi charge. It is the government that has to ensure. There is a perception that ECI has the panacea for everything”, contended Dwivedi. Justice Chandrachud concluded the hearing by stating that “a wanton charge against the ECI was perhaps not warranted” and the same would be considered in the short order which would be passed by the Court. The bench agreed that the High Court’s “murder charges” remarks were quite strong but said that they might have been made out of anguish and frustration.”Left to myself, I would not have made those remarks. I’m sure my brother Justice Shah also would not have made it”, Justice Chandrachud said.Media cannot be stopped from reporting judges’ oral remarksThe bench also said that the prayer of the ECI to stop media from reporting oral observations made by judges was “far-fetched”. The Court observed that the discussions in the court are of public interest, and that the people are entitled to know how the judicial process is unfolding in the Court through the dialogue between the bar and the bench.The Court also added that the reporting of the court discussions will bring more accountability for the judges and will foster citizens’ confidence in the judicial process.A bench comprising Justices DY Chandrachud and MR Shah was hearing the petition filed by Election Commission of India against the oral remarks made by Madras High Court that the ECI was “singularly responsible for COVID second wave” and that its officers “should probably be booked for murder”. The bench took objection to the prayer made by the ECI to stop media from reporting oral remarks of judges, which are not part of the final order.”We cannot say that the media cannot report the contents of the discussions in a court of law. Discussions in a court of law are of equal public interest, and I would put it in the same pedestal as the final order. Discussion in the court is a dialogue between bar and bench. The unfolding of the debate in the court of law is equally important and media has a duty to report. It’s not only our judgements that are significant for our citizens”, Justice DY Chandrachud observed. “What is happening in the court is also of concern to the citizens..what is happening, whether there is application of mind, how it fosters justice, these are all of concern for the citizens”, Justice Chandrachud said.”We wish that media should report fully what is happening in Court. It brings a sense of accountability. Media reporting would also show that we are dispensing our duties fully”, Justice Chandrachud said. The bench was hearing the petition filed by Election Commission of India against the oral remarks made by Madras High Court that the ECI was “singularly responsible for COVID second wave” and that its officers “should probably be booked for murder”. The poll panel moved the urgent petition in the Supreme Court saying that people have started lodging FIRs against it for murder based on the oral remarks of the High Court. The ECI said that the “disparaging” oral remarks of the High Court, which were widely reported, damaged its reputation, although they were not part of the final order.On April 30, Justice Chandrachud, during the hearing of suo moto COVID case, had orally remarked that High Courts should avoid ‘off-the-cuff’ remarks which can be damaging to others.Though the Election Commission had approached the Madras High Court against the oral remarks, the High Court refused to consider it on April 30, saying that the issue can wait till the larger issues relating to COVID management are addressed.Tags#Election Commission of India #Supreme Court #Madras High Court #Justice DY Chandrachud Justice MR Shah Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more